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Contract Options

All three NCPHS Life Care Communities offer three contract options.

  • Life Care Contract  Traditional: Offers a continuum of health care services with no increase in monthly fees for assisted living, skilled nursing care, or memory care. Refundability extends for specified periods of time.
  • Continuing Care Contract: Offers reduced entrance and monthly fees. This contract may be appropriate for residents with long-term care insurance or adequate personal assets to cover a significant portion of the cost of assisted living, skilled nursing care, If you move to assisted living or skilled nursing, the monthly care fee will increase.
  • Continuing Care 90% Repayment: The repayment contract is similar to Continuing Care but the entrance fee is higher. 90% of the entrance fee paid will be returned upon recontract of the apartment.